BondCalc

Bond & Loan Manager for South Africa

Privacy Policy

BondCalc does not collect, store, or share any personal data. The app works entirely offline and never connects to the internet.

Overview

This Privacy Policy describes how BondCalc ("the App") handles information when you use it on your Android device. The App was designed from the ground up with privacy as a core principle: everything you enter stays on your device.

Information We Collect

We collect no information whatsoever.

The App does not collect, process, transmit, or store any data outside of your device. This includes:

Local Data Storage

Loan information you enter (amounts, rates, payment schedules) is saved locally on your device using Android's standard storage. This data:

Internet Access

BondCalc does not require or request internet permission. The App cannot send or receive any data over a network connection.

Third-Party Services

The App does not integrate any third-party SDKs, advertising networks, analytics tools, or social media platforms. There are no in-app purchases and no ads.

Children's Privacy

The App does not knowingly collect any information from anyone, including children under the age of 13.

Changes to This Policy

If this Privacy Policy is updated, the revised version will be published at this URL with an updated effective date. Continued use of the App after any changes constitutes acceptance of the new policy.

Contact

If you have any questions about this Privacy Policy, please contact us at:
lotuseffecttrading@gmail.com

Effective date: March 2026
Last updated: March 2026